If you have a reverse commute and are shopping for a new apartment, you may have just crossed all of Manhattan below 60th Street off your wish list. Or maybe you own an apartment Downtown, a place you’re preparing to sell. You may be crossing your fingers and hoping that the cacophony of gridlock will improve sometime after midnight on January 5th. That’s when a new $9 toll for passenger cars goes into effect for vehicles entering Manhattan below 60th Street, thanks to a revamped version of congestion pricing reinstated by Governor Kathy Hochul.